What is a shortsale?

A shortsale is a home that is listed for sale at a price lower than the amount owed on the mortgage. Homeowners often use shortsale as a way to avoid going into foreclosure.

If you are considering a shortsale, you are probably in a difficult situation that may be causing your family a lot of hardship, so I believe it should not be an exploitative process in seeking relief.

My Process



Once we meet, I will assess your situation, explain the shortsales process and the possible tax implications, and present you with the current market value of your home


Your Options

I want to make sure that you have completely exhausted other options before resorting to a shortsale. If you wish to stay in your home we will provide contacts to not-for-profit agencies that will work with you for FREE to determine eligibility for any other programs.



If you decide to do a shortsale I will place your house on the market and expose it as much as possible, work with your attorney in negotiating, and assist as much as I can with re-locating.


Next Steps...

I will also refer you to a not-for-profit organization that will speak with you more about mobility options and possible tax and/or legal implications. Financial counseling may be an option, so that when you leave your home there is a path to recovery.

Things to watch out for:

  • Tax and legal obligations regarding the outstanding debt. Be very wary of anybody that offers an “easy” way out.
  • Buyers, investors who offer a quick fix are generally interested only in flipping your property for profit, and they will have no concern for you or your current or long term situation.
  • Silvia
    He was really involved in the case. He always was reachable and responsive. He acted on benefit of the client. He has a nice and helpful personality. He tried to help me in any way necessary and I think he did an excellent job.  
  • Rafael is very knowledgeable and his professionalism makes the entire process of finding your dream home come true. He treated us like family from the moment we walked into his office. He answered every single question we had.
  • Sergio
    Very diligent showing houses. Knowledgeable of area. Really good communication with me and mortgage broker. Submitted offers quickly and kept me updated. He is also bilingual.  
  • Shayla
    Rafael is a true professional in his craft! He is not only very knowledgeable about the market, he took the time to share his expertise, ensuring that we (first time home-buyers) had a clear understanding of what we were getting into during each step, and every appointment. He is always well prepared, on time, and responsive. He becomes like, that member of your family, that's MOTIVATED to be right there with you, working with you, to achieve your dream.  
  • 2018 Listing Client
    I had the best experience working with Rafael and I know plenty or brokers/sales people since I'm in the RE field myself (legal part). He's honest, friendly and makes you feel at ease. He's a true professional and I would recommend him to anyone. I would definitely work with him again.
    2018 Listing Client
  • Sime Marnika
    Rafael was an excellent resource in the Jackson Heights, Corona, and Elmhurst neighborhoods. He showed me several multi-family homes and was very good about explaining the pros and cons of each. He is someone of high character and who cares about doing the right thing for his client. I would highly recommend his services.  
    Sime Marnika
  • Reynilfa
    I love his work. Really patient, always there to answer our questions. My husband and I found the house that we really want :) good neighborhood. We didn't have any problem with the schedule. Always on point with his paper work. Thank you so much  
  • Motatt
    Rafael was AMAZING!!!!! We hired him as a buyer representative to help us streamline the entire process of purchasing a home. Rafael is very detailed, reliable, knowledgeable and honest. I would definitely recommend Rafael to anyone that is looking to purchase their dream home in the near future.
  • 2017 Client
    Rafael is very knowledgeable in his field. He was very patient in explaining the process and stuck it out till the end with no complaints. He kept my husband and I in the loop about everything that was going on throughout the process. Rafael made himself readily available and kept the lines of communication open at all times. He was definitely a pleasure to work with. I would highly recommend him and would, without a doubt, work with him again for any future purchases
    2017 Client
    Nassau County
  • Mr. Campos
    Rafael was a compassionate and knowledgeable support through the entire selling process. He set realistic expectations and saw our family through to the very last day. I would certainly encourage anyone to work with Rafael and his organization.
    Mr. Campos

Note to Investors

I work solely in the best interest of my client.

Engage in any conversation which involves preference due to monetary compensation or any other favors

Be swayed due to promises of giving me the listing after rehab

Allow you to negotiate the shortsale

Secretly meet with you to discuss anything